Technical Architect – Commercial Lending & Collateral Platforms

Job Summary

Seeking a Senior Technical Architect with 15+ years of software engineering/architecture experience, including 6+ years in Technical/Solution Architecture within banking, commercial lending, collateral, or credit platforms.

Lead the architecture of a modern, cloud-native collateral management platform replacing legacy/vendor technology. The platform will be API-first, event-driven, modular, microservices-based, and integrated with loan origination, loan servicing, risk, customer, and document systems.

Key Responsibilities

• Define end-to-end architecture for collateral services, workflows, APIs, events, data, UI, and integration layers.

• Design microservices, Domain-Driven Design (DDD), API-first and event-driven architectures.

• Lead integrations with AFS, ACBS, Loan IQ, nCino, credit risk, customer master, and document platforms.

• Define collateral data models, data quality, reconciliation, migration, coexistence, and legacy decommissioning strategies.

• Establish security, IAM, RBAC, encryption, audit, resilience, scalability, DR, and observability standards.

• Define CI/CD, DevSecOps, testing, cloud, and Kubernetes strategies.

• Provide technical leadership to onsite/offshore engineering teams and drive architecture governance.

• Partner with business and collateral SMEs to translate requirements into scalable technical solutions.

• Support phased delivery covering core collateral controls, automation, and future AI/ML capabilities.

Required Qualifications

• 15+ years of software engineering/architecture experience.

• 6+ years as a Technical Architect or Solution Architect.

• Banking, commercial lending, collateral, or credit-platform experience strongly preferred.

• Strong Java/Spring Boot or .NET, REST/GraphQL, Kafka, microservices, DDD, and event-driven architecture experience.

• Experience with AWS or Azure, Kubernetes, containers, and cloud-native architecture.

• Strong data architecture experience with Oracle, PostgreSQL, or SQL Server, including ETL/ELT and reconciliation.

• Experience with legacy/COTS platform migration and phased cutover.

• Strong knowledge of IAM, SSO, OAuth 2.0, encryption, secrets management, and audit logging.

• Excellent stakeholder communication and architecture governance experience.

Preferred

• Drools, Camunda, or Pega experience.

• Collateral platforms such as STOC or Broadridge COLLATE.

• Angular or React experience.

• AI/ML exposure, particularly intelligent document processing or predictive monitoring.

• TOGAF, AWS, Azure, or Kubernetes certifications.

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