Roles and Responsibilities

• Manage the entire product lifecycle from concept to launch, focusing on online channels and Transaction Banking/Payments products.
• Deep understanding of RTP (Real-Time Payments) and FedNow requirements, operating rules, and format specifications to drive product development.
• Translate client needs and market demands into business and technical requirements, collaborating with development, marketing, and operations teams.
• Design and prioritize product features, ensuring alignment with customer needs, business objectives, and compliance standards.
• Lead and conduct market analysis to identify trends, opportunities, and areas for product improvement or innovation.
• Develop and deliver clear, concise, and impactful presentations to both technical and non-technical stakeholders, adjusting the level of detail based on the audience.
• Work closely with cross-functional teams, including development, marketing, compliance, and sales, to ensure successful product delivery.
• Utilize data-driven insights to monitor product performance, iterate on features, and identify potential enhancements.
• Provide thought leadership and guidance to team members and stakeholders on industry trends, product opportunities, and market requirements.
• Stay informed of changes and emerging trends in the payment systems landscape, including cross-border payments, blockchain technologies, and digital banking.

Required Skills and Qualifications

• A minimum of a Bachelor’s degree in Business, Finance, Technology, or a related field.
• A minimum of 5-10 years of Product Management experience, with a focus on technology products in Transaction Banking, Payments, or related fields.
• Strong understanding of RTP and FedNow systems, including operating rules, technical specifications, and implementation requirements.
• Proven experience in translating customer and client needs into business and technical requirements.
• Ability to work collaboratively in cross-functional teams and manage multiple stakeholders.
• Strong written and oral communication skills, with the ability to present complex ideas clearly to both technical and non-technical audiences.
• Ability to analyze market data, trends, and customer feedback to identify opportunities for new product features or improvements.
• Background in cross-border payments or experience with global payment systems is highly desirable.
• Experience with blockchain technologies and their potential applications in payments is a plus.
• Spanish language skills are a plus but not required.

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